Given that the cost of replacing decent equipment seems to be going up, has anyone decided to invest in insuring their equipment?
As it stands, I could not currently replace my setup, at least not with what the market considers its equivalent. I do wonder if "cheaper" equipment available today is not actually as good as the expensive stuff was ten years ago - technology rolls downhill and these days it seems like some stuff that's marketed for beginners would have been perfectly acceptable competition gear, once upon a time. Not sure if this would help get lower premiums, though...
As it stands, I could not currently replace my setup, at least not with what the market considers its equivalent. I do wonder if "cheaper" equipment available today is not actually as good as the expensive stuff was ten years ago - technology rolls downhill and these days it seems like some stuff that's marketed for beginners would have been perfectly acceptable competition gear, once upon a time. Not sure if this would help get lower premiums, though...