I don't think there would be an AGBIf all clubs had their own insurance and covered visitors shooting, I dont think there would be any reason to join AGB.
Don't forget you couldn't get a couple of quid off a Volvo. Oh wait...Are there any disadvantages for clubs not belonging to AGB other than not being able to attend tournaments, records, county selection, shooting at other clubs, governance and cheap washing machines
And then it would occur to some busybody that if clubs joined forces then they could get the insurance cheaperI don't think there would be an AGB
The whole point of Liability Insurance is that it covers your negligence! If you've not been negligent in some way then a third party can't claim off you. Have you read your Home Insurance policy to see what is covered under the Liability Section?I looked at the insure4sport insurance to see what cover costs were for shooting at home. £26.00 or £17.50 with black friday discount. I thought that was okay until I read all the caveats in the schedule. It does not cover negligence, so if your home range does not have sufficient netting/overshoot, safety measures you will not be covered. Also it requires you to get the permission of any neighbors that may be affected by your shooting. Basically, if you don't think any neighbors will be affected you probably don't need insurance anyway. The list of caveats was quite extensive.
I must admit I don't mind if my club arranges their own insurance and I can still shoot as an AGB member but £15 per archer sounds a lot for group insurance.
I do read all my policies, that's why I read this one........ Quote..."The whole point of Liability Insurance is that it covers your negligence! If you've not been negligent in some way then a third party can't claim off you. Have you read your Home Insurance policy to see what is covered under the Liability Section?
As you say, that's under Section 2, Third Party Property Damage, and makes no sense whatsoever. Such a wording would normally say something like, "Negligence or any legal liability arising out of .....etc" but it doesn't (and in any case the Limit of Liability under this Section is ridiculously low). Knowing Aviva I think you have stumbled across a serious misprint.I do read all my policies, that's why I read this one........ Quote..."
WHAT IS NOT COVERED1. Liability to any of Your employees2. Liability to a member of Your immediate family (spouse, children, parents, siblings and their families) 3. Negligence or any legal liability "...
probably why it's cheap and why I didn't take it up. It's under section 2 for property damage but that's all I was interested in. And if the courts decide it's criminal negligence rather than civil, you're screwed anyway. Injury to another person may well be treated as criminal negligence.
Which is a common and problematic misconception. How much of the membership fee do you think goes into the elite programme? What %age of the olympic programme do you think is funded by membership fees?Couldn’t agree with you more. And the reason they believe the key to retention is progression is their craving for success at the Olympics and, to a lesser degree, other international competition. If the board members at AGB shifted their focus to promoting archery as a fun sport and concentrated on doing everything they could to promote and support clubs then they would soon have a bigger pool of archers from which to choose for the “elite” programme. As it is I believe a lot of Average Joe and Jane archers see themselves as a cash cow to fund AGB’s overly ambitious and ruinous desire for medals.
Here you go - from the 2019 AGB yearbook:Which is a common and problematic misconception. How much of the membership fee do you think goes into the elite programme? What %age of the olympic programme do you think is funded by membership fees?
The intersting area is the breakdown of the membership costs, a huge part of their staff costs have been hidden in this item, could be to make members think they are getting a bigger share of the cake. The 2019 inancial results showHere you go - from the 2019 AGB yearbook:
View attachment 8428
Basically the elite programme is a quarter of their expenditure. Of course not all of the income comes from membership fees, but a lot of it still comes indirectly from members; from competitions and coaching fees, being advertised to, etc.
So this answered the question "what % of expenditure goes on the elite program", but not the one I asked which is "what % of membership fees goes toward the elite program". Your correct that not all the income come from membership fees; if it did 24% would be the correct answer. But there is the small matter of the UK sport funding to consider, so really what we're trying to work out here is what amount of the membership fee is used to "top up" the UK sport funding. According to the same book its £0.76/per fee for the elite program... so thats 1.6% of the membership fee for that year:Here you go - from the 2019 AGB yearbook:
View attachment 8428
Basically the elite programme is a quarter of their expenditure. Of course not all of the income comes from membership fees, but a lot of it still comes indirectly from members; from competitions and coaching fees, being advertised to, etc.
These numbers show that with 22 paid staff and a wages bill of £1,341,909. = £60,995. each, now I'm sure most of those staff are not on anything close to £60k, so the ones at the top are earning how much.The intersting area is the breakdown of the membership costs, a huge part of their staff costs have been hidden in this item, could be to make members think they are getting a bigger share of the cake. The 2019 inancial results show
grant income £1,904,371 and membership income £1,526,755 out of total income of £3,949,521, there are 39 staff of which 17 are grant funded with a total wages bill of £1,341,909. These figures come from the annual report of The Grand National Archery Society for 2019, which is the real name of Archery GB, and do not match up with the figures from the yearbook.